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Why Preplan with The Cremation Society of Eastern - Central - Western Iowa ? 
The Cremation Society of Eastern - Central - Western Iowa is pleased to provide our members with the opportunity to take pre-planning a step further. By pre-paying your final arrangements at today's prices, you will further relieve your family or friends from the financial and emotional burden of such expenses. Preplanning your cremation may be one of the most considerate gifts you can provide your family.
Inflation causes prices to increase over the years. Our Omega Trust III Plan enables you to pay now for the future services at today's lower prices. Your pre-need funds are placed in a trust account in accordance with Iowa law. These funds gain interest, which remains in the trust and is used to offset future cost increases. The funds cannot be withdrawn until they are needed to pay for the services you selected. Omega Trust III pays all the taxes and trust administrative fees. And because the funds are placed in an Irrevocable Trust account, they are excluded when determining State or Federal financial assistance eligibility. At the time of need, these funds will be withdrawn to pay for all cremation services selected. Regardless of what our charges are in the future, your services are guaranteed without additional cash outlay by family and friends.
Omega Trust III is one of oldest and largest prearrangement trusts in the state of Iowa. It is a comprehensive, inflation-proof trust offered exclusively by the Cremation Society of Eastern - Central - Western Iowa.
- Omega Trust III is a state supervised trust—it is not life insurance
- Omega Trust III deposits are held in a local bank
- Omega Trust III offers no-interest payment plans
- All expenses and any applicable taxes are paid by Omega Trust III
- Unlike some insurance-funded prearrangements - the total payments will never exceed today's cost
- Only Omega Trust III provides Travel Protection at no additional cost (some restrictions do apply)
- Omega Trust III prearrangements follow you wherever you go - it is totally portable
 Our Omega Trust III plan is simple and convenient. While most of our members choose to pre-pay for their services upfront, we realize that some people appreciate the flexibility of time payments. For your convenience, we offer interest-free payment plans. Regardless of how you choose to pay, to receive your membership materials- which include your personal membership card and membership discount prices- simply complete and return the Membership Registration Form.
Travel Protection
For those members who enjoy travel, the Cremation Society of Eastern - Central - Western Iowa offers Travel Protection at no additional charge. Should death occur away from Iowa, but within the continental United States, the Cremation Society will provide all services originally contracted for at no additional cost PROVIDING the Cremation Society is the first and only service provider to be notified of the beneficiary's death thus eliminating unnecessary duplicative charges to the Society or beneficiary's family.
You may become a member now or you may simply fill
out our online preplanning form. Your wishes will be sent to the Society and
we will contact you to discuss your cremation plans. You may also call us at
888-871-3361 to ask questions or set up an appointment to meet with one of
our counselors.
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